FinanceUpdated · Jul 2026

Tip Calculator

Settle and split a bill in seconds.

Per person$32.00
Group total$128.00
Gratuity$20.00

Tip is calculated on the subtotal. Tax or service charge is not tipped.

Bill

Enter the bill before tax, fees, or service charges.
This amount is always added to the bill. Your tip basis controls whether it is tipped.
Added to the total; tipped only when included in the basis.

Tip

Choose exactly which bill amount the percentage should use.
Gratuity$20.00

Split

4 people
Split the final total across 1 to 100 people.
Rounding
Round each person's total to a whole currency unit, or keep an exact cent split.
/ 01 - METHOD

A split that always adds up

The calculation order behind the result.

The selected tip percentage is applied to the chosen basis. The tip is added to the subtotal and any tax or service charge, then the total is divided across the party. Uneven cents are assigned explicitly instead of being hidden by display rounding.

Calculation
Gratuity = selected basis × tip percentage
Group total = subtotal + charge + gratuity
/ 02 - ROUNDING

Rounding without a mystery gap

Every person's payment reconciles to the group total.

No rounding

Preserves the requested tip and distributes leftover cents fairly.

Round up

Moves each person's payment to the next whole currency unit.

Round down

Lowers each person's payment when possible, but never underpays the bill itself.

/ 03 - FAQ

Common questions

Tip basis, service charges, and exact bill splitting.

Use Subtotal when tax or a mandatory charge should not be tipped. Choose Subtotal + charge only when you intentionally want the percentage applied to both amounts.

No rounding keeps the exact group total and assigns any leftover cents fairly. Round up or round down applies to each person's whole-currency payment, then recalculates the final gratuity so every displayed amount still adds up.

Not necessarily. A mandatory service charge and a voluntary tip can be treated differently. Check the bill before adding another gratuity.

The calculator keeps the split exact to the cent. It tells you how many people pay the lower amount and how many pay one cent more.

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