Check target rent against gross income, utilities, required housing costs, debt, and the monthly cash left over.
Change the inputs that matter to your decision. Optional assumptions stay collapsed until you need them.
The result keeps the leftover monthly cash visible, not just a percentage rule.
Rent is 30.0% of gross income; total housing is 34.2%.
The modeled rent leaves a positive buffer, but test savings, food, transport, and irregular expenses before signing.
| Signal 1 | This rent is well within your budgetsuccess |
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This calculator provides general guidance based on common affordability rules. Landlords may apply different requirements by market and credit profile.
Practical notes about the inputs, assumptions, and result.
No. It is a reference point, not a universal budget. The calculator also shows debt and remaining income so you can assess your own fixed costs and savings needs.
Other tools in real estate & rent.
Estimate all-in monthly housing cost, upfront cash, lifetime interest, PMI, maintenance, and a housing-plus-debt ratio.
Estimate annual and periodic property tax from a local effective rate or a directional state reference, assessment ratio, and exemptions.
Connect acquisition cash, vacancy, operating costs, financing, and rent to pre-tax monthly cash flow and cash-on-cash return.